Resources about Home Ownership or Renting
Everyone deserves a place to call home. For some that is an apartment, for some a house, for others a condominium. Some rent. Some own. Whatever your situation, this section provides information to help you make the best decisions in home ownership or renting. In addition, it provides the information you need if you consider refinancing your home or you are faced with the unfortunate situation of foreclosure.
Please click on the title of each section and not the image to connect to the link.
The Most Significant and Complicated Financial Decision Most People Make in a Lifetime: This section from the delaware.tomorrowsmoney.org, a partnership with the National Association of State Treasurers, takes a look at all the questions you need answered before you put pen to paper at your settlement.
Home-Buying 101
Buying a Foreclosed Property
Transitioning from Homebuyer to Homeowner
Your Home Mortgage – A Financial Tool
When Things Change
Help for Homeowners Mortgage Center
What Is Mortgage Foreclosure?
Mortgage Center: Frequently Asked Questions
Mortgage Center: Resources
Whether Just Entering the Market or You Already Own a Home: This section from the mymoney.gov site features great information on articles on all the situations homeowners face to help you make the best decisions.
Foreclosure Resource Center: This outstanding resource from the Federal Reserve not only provides answers to your questions, but links that can help some consumers save their homes. If you are facing foreclosure, please visit this excellent site.
The Home Ownership Center: Interfaith Community Housing of Delaware offers HUD-approved home ownership education. Their goal is to suggest a plan of action to assist you in becoming a successful home owner.
The Housing Clinic: Delaware Community Reinvestment Action Council offers free information and contacts for foreclosure prevention, sheriff sales, property tax exemptions, mortgage assistance, and affordable housing.
Housing Counseling: The First State Community Action Agency offers pre-purchase home ownership counseling, mortgage default counseling, rental/rental delinquency counseling and more at a nominal fee.
Weatherization: This page, also from the First State Community Action Agency, explains the First State’s Weatherization Assistance Program aimed at helping low-income families to permanently reduce their energy bills by making their homes more energy-efficient.
Successful Homeownership: This information from the YWCA Delaware aims to help make homeownership and long term enjoyment of your home a reality.
Mortgages and Foreclosures: This section from the Federal Reserve tells you how to find the best mortgage for you and provides maps of mortgage conditions throughout the U.S.
To Rent or to Buy? Another great section from the delaware.tomorrowsmoney.org site, this provides a worksheet to help you determine which option is best for you.
Should You Refinance? This great calculator from delaware.tomorrowsmoney.org helps you determine what rate you need for refinancing to make sense for you.
